Top Up Loan
A Top-Up car loan is given at the discretion of the lender. Generally, the bank checks to see if the borrower has been making regular payments and hasn’t missed a single one in the last 12 months. If you haven’t missed a single payment in one year, you can easily qualify for a top-up loan. If you have a good track record, you may be eligible for a pre-approved top-up car loan. Check with us for the same.
It is given either after closing previous loan or a fresh parallel loan depending upon your repayment track and number of Emi’s you have paid. It is generally given after paying minimum 12 Emi’s in time.
DOCUMENTS REQUIRED
- SELF EMPLOYED.
- SALARIED.
- PARTNERSHIP FIRM.
- PRIVATE LIMITED & LIMITED COMPANY.
SELF EMPLOYED
- 2 Years ITR with Computation.
- 6 Months Bank Statements.
- ID, Age & Address Proof.
- Ownership Proof
- 2 Photographs
- Copy Of RC & Insurance ( Only In Case Of Used Car Loan / Loan Against Car)
SALARIED
- Salary Slip Latest 3 Months.
- 2 Yrs. Form 16.
- ID, Age & Address Proof.
- 6 Months Bank Statements of Salary Account.
- Copy of Employemnt ID Card.
- 2 Photographs
- Copy Of RC & Insurance ( Only In Case Of Used Car Loan / Loan Against Car
PARTNERSHIP FIRM
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR.
- 6 Months Bank Statements
- KYC (Age, Address and Identity Proof) of Authorised Partner.
- Ownership Proof
- Copy of PAN of Firm.
- Partnership deed.
- Firm Address Proof.
- 2 Photographs
- Copy Of RC & Insurance ( Only In Case Of Used Car Loan / Loan Against Car)
PRIVATE LIMITED & LIMITED COMPANY
- 2 Yrs Financials (Balance Sheet, Profit & loss Account and audit report) with ITR.
- 6 Months Bank Statements
- KYC (Age, Address and Identity Proof) of Authorised Partner.
- KYC of Authorising Director
- Company Address Proof.
- Memorandam of Article.
- 2 Photographs
- Copy Of RC & Insurance ( Only In Case Of Used Car Loan / Loan Against Car)
